Cryptocurrency loans are an alternative to exchanges and exchanges. Such loans are needed in order not to sell cryptocurrency at an unfavorable rate and thus preserve the digital asset, which can grow in value. The main difference between loans with cryptocurrency collateral and their traditional counterparts is the high volatility of digital assets that act as collateral. This is also the main value of such service: if the collateral grows in value, the transaction will be profitable for the borrower. For the lender, the profit is always fixed in USD.